Carleton, Inc.
Consumer Lending Software

Solutions

Since 1969, Carleton has provided solutions to the Lending and Automotive industries.  As technology has changed, our expertise in financial calculations has stayed the same.  Technology has enabled us to provide the most efficient software solutions available in today’s market – all developed with Carleton’s guaranteed reliability and accuracy.

Choose by Market

Consumer Lending
Many of the major lenders in the United States rely on Carleton for compliant and accurate loan calculations.  Carleton has partnered with most of the major loan origination software companies, providing nationwide compliant calculation and document generation software support for consumer, mortgage, and commercial lending.

Automotive
Most of the major captives and auto lenders rely on Carleton for compliant and accurate loan and lease calculations.   Carleton is proud to have partnerships with the major auto DMS, menu selling, and CRM software companies providing nationwide compliant lending, leasing calculations, and document generation software and support services.

Credit Insurance
Over the years, Carleton has established a working relationship with all the credit insurance companies, providing lending and leasing solutions supporting all their credit insurance and debt protection products.  Carleton software solutions support compliant computations that meet the requirements of the credit insurance company, lender, and state regulations on a nationwide basis. 

Student Lending
Carleton’s calculation software computes student loan transactions compliantly meeting federal regulations.   Carleton has partnered with many of the major student loan servicing companies providing compliant calculations for loan origination and servicing of student loans. 

Payday Lending
Carleton’s calculation software supports the irregular payment environments of payday lending with federal and state regulatory requirements for providing compliant and accurate disclosures for new and refinanced transactions. 

Choose by Product

CarletonCalcs
Suite of lending calculation software components designed for easy integration into loan origination and servicing systems compliantly supporting consumer, mortgage, and commercial lending transactions on a nationwide basis.  Carleton has partnered with the major loan origination, auto DMS, menu selling, and CRM software companies providing nationwide compliant lending and leasing calculations and support services. 

CarletonDocs
Suite of document generation software components and support services designed for easy integration into lending systems, compliantly supporting the generation of all the documents associated with consumer, mortgage, and commercial transactions. Carleton has partnered with the major loan origination, auto dealer management, menu selling, and CRM software companies providing nationwide compliant document generation software and support services. 

CarletonAccess
Browser based loan quoting and document generation software that utilizes the full capabilities of CarletonCalcs and CarletonDocs software solutions.   Used by lenders as a standalone application for menu selling credit protection and other add-on products.  CarletonAccess can also interface to other lending applications in the indirect lending marketplace for compliant generation of lending documents.   

CarletonAudit
Independent third party calculation compliance and audit service that meets the requirements of the CFPB and state statutes.  Carleton’s experienced research department provides confidential audit services that include loan transaction analysis and validation against specific federal and state regulations. 

CarletonPC
PC based loan quoting system that utilizes the full capabilities of CarletonCalcs software solution.   Used by lenders as a standalone application for menu selling credit protection and other add-on products.