Loan Origination

The CarletonCalcs® Loan Origination API is the payment calculation engine that computes the required payment, loan data, and contract disclosure values for a client's defined loan products in each state of operation such as sales tax, fees, credit insurance, and more. With over 1,000 different possible interest accrual calendar modifications, Carleton's 50 years of experience, and clients in all areas of consumer and commercial lending, the loan origination API is the most robust and configurable calculation engine available today.

Accuracy and Compliance

Carleton's Compliance Department has a team of dedicated attorneys working in collaboration with our Product Support Analysts to ensure a simplified and accurate implementation now and whenever updates are required in the future.

  • Efficient Structure: Ensure configurations are structured as efficiently as possible to provide maximum synergy and optimization to the application of the CarletonCalcs® APIs used within your workflow.
  • Continuous Collaboration: Provide continuous collaboration to ensure computations remain accurate and up to date whenever state and federal regulations or
    internal business requirements change.
  • Manage Discrepancies: Address discrepancies and provide proof of accurate calculations or apply updated files whenever necessary.

Markets Served

  • Automotive
  • Recreational Vehicle (RV)
  • Direct Lending
  • Student Lending
  • Mortgage
  • Powersports
  • Credit Insurance


Loan Origination API

To learn more about the CarletonCalcs® Loan Origination API or to request a demo, contact our dedicated CarletonCalcs team!