Carleton, Inc.
Consumer Lending Software

Carleton Archive for 2014

The following articles and posts have been archived, so they may contain outdated information. For the most recent information, please view our latest news articles and blog posts by choosing an option to the left.

Carleton Introduces CarletonDocs Solutions for New Integrated TILA/RESPA Disclosure Requirements

Carleton has enhanced their CarletonDocs and CarletonCalcs software to meet the new Consumer Financial Protection Bureau (CFPB) mandated disclosure requirements for consumer mortgage loans.

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Posted on Nov 11, 2014

APRWin is Not Infallible!

APRWin, from the Office of the Comptroller of the Currency, is a mainstay in compliance circles. It is a great tool, and, like nearly every field examiner in the Western Hemisphere, we use it every day, right alongside our own Carleton APR validation tool.

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Posted on Aug 27, 2014

defi SOLUTIONS Integrates Carleton CarletonCalcs

defi SOLUTIONS, the developer of an industry leading cloud-based Loan Origination System (LOS), announced it has integrated Carleton CarletonCalcs into its platform.

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Posted on Aug 13, 2014

Carleton Launches New CarletonAudit Compliance Review Service

Carleton’s Research and Compliance Department offers an independent third party calculation compliance and audit service that meets the requirements of the CFPB and state statutes.

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Posted on Jul 31, 2014

VinSolutions Integrates Carleton's CarletonCalcs into Recently Enhanced Desking Platform

VinSolutions announced today the integration of Carleton’s CarletonCalcs consumer lending and leasing calculation engine into its recently enhanced desking platform.

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Posted on May 05, 2014

The Actuarial Method - Beware the Compounding

During a recent training session for a group of newer employees (fairly new by Carleton standards, since our average tenure is approximately 18 years of service), we began discussing the parameters integral to computing a loan payment.

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Posted on Apr 24, 2014

Computing an APR with the new Mortgage Payment Disclosures

Had an interesting phone message from a colleague attending a Mortgage Bankers Conference yesterday. It went something like this…

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Posted on Mar 26, 2014

Is Calculation Validation Included in Your Compliance Program?

Often we fall prey to not being able to see the forest because of the trees. The details overwhelm us and we miss the proverbial big picture. When it comes to the compliance of your credit calculations, I’m afraid these days the opposite may be taking place.

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Posted on Mar 05, 2014