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Pat Ruszkowski

Pat Ruszkowski

President & CEO

Pat began his business career in 1972 as a software developer for Carleton. He journeyed his way through Carleton as a manager of software development, production, sales and marketing, and finally as vice president with overall responsibility of Carleton's financial lending products.

In 1991, Pat purchased Carleton. Under his leadership, Carleton has transformed from being a financial publishing company into a leading financial software company having strategic partnerships with many of the national lenders and most of the major financial software companies that service the banking, credit union and auto lending industries.

Deborah Grounds

Deborah Grounds

Vice President of Software Services

Deborah has more than 25 years experience in software development since joining Carleton in 1993.

Her responsibilities include directing all product development, IT and security initiatives.

Deborah graduated from Western Michigan University with a degree in computer science and has completed the Executive Management and Supervisory Development programs at the University of Notre Dame.

Jeffrey C. Buysse

Jeffrey C. Buysse

Vice President of Compliance Services

Jeff joined Carleton's research department in 1985 and has served as the director of research since 1991. His responsibilities include overseeing the compliant validation of the Carleton software products, loan calculation auditing and validation services, and Carleton's consumer credit regulatory subscription service. Jeff regularly serves as a speaker/instructor at seminars and education classes for examiners related to calculation compliance for consumer lending.

He is a graduate of Indiana University.

Matt Ruszkowski

Matt Ruszkowski

Vice President of Business Development

Matt joined Carleton in 2011. He oversees the management of sales, new business development, and new innovative software solutions for the lending industry.

Before joining Carleton, Matt worked for 10 years with the StoneEagle Group in Richardson, Texas, serving as manager of new business development that supports the auto F&I and credit protection industry. Matt is a graduate of Indiana University where he majored in management and computer science and has completed the Executive Management and Supervisory Development programs at the University of Notre Dame.

Pete Radike

Pete Radike

Director of Client & Channel Engagement

Pete brings more than 20 years' experience providing leadership and solutions to the consumer, business, mortgage, credit card, auto, and private label lending industries. His diverse industry knowledge and extensive client-centric background further enhances and drives the current Carleton team towards the future.

Pete brings extensive product compliance, marketing and sales management experience from working with some of the largest financial services technology organizations and their lending clients.

Tonya Hardisty

Tonya Hardisty

Manager of CarletonDocs Support Services

Tonya has worked in the CarletonDocs document support area since 1997 and has served as manager since 2005. Her department is responsible for defining and preparing the lending documents used in the CarletonDocs product line, working closely with the lending clients and document vendors.

Tonya graduated from Ball state University and completed the executive management in supervisory development program at the University of Notre Dame.

Sarah Way

Sarah Way

Corporate Attorney and Compliance Associate

Sarah joined the Carleton team in 2017 after working in private practice. She serves as Carleton's general counsel and works in the Research & Compliance Department. She provides critical legal and compliance guidance to the Leadership team.

Sarah earned her bachelor's degree from the University of Notre Dame. She obtained her Juris Doctorate from Loyola University Chicago School of Law, and is licensed to practice law in Indiana and Michigan.