Compliance Team
Our Compliance Team is a key differentiator for the lending industry.
Carleton's Compliance Department is an integral part of our client support that is included with all of our software solutions.
The department maintains a lending and credit insurance regulatory library of related lending and credit insurance for all states and the federal government. Over the years, our research team has established a positive working relationship with most federal and individual state regulators as it relates to accurate interpretation of the regulations. This type of collaboration with administrators dates back to when Carleton served on the Federal Reserve's Advisory Board during the implementation of Regulation Z in 1968. In fact, in 12 states examiners use Carleton custom-designed software to perform computational audits during state examinations.
State-specific consumer credit laws and regulations are far from uniform and are interpreted differently by each legal authority responsible for enacting legislation. The mission of the Carleton Compliance Department is to ensure that our client's lending calculations are computed accurately and are regulatory compliant.
Sarah Way Milovich
General Counsel & Vice President of Compliance
Attorney Sarah Way Milovich brings her valuable legal background and expertise to the Carleton team which includes business law, contract development and documentation, intellectual property regulations, property insurance law, and other litigation disciplines.
Sarah earned her Juris Doctorate from Loyola University School of Law in 2013 and graduated with a Bachelor of Arts in Political Science from the University of Notre Dame in 2009.
Brian Kelly
Compliance Associate
Attorney Brian Kelly brings his diverse legal background and expertise to the Carleton team which includes business law, regulatory & compliance review, contract review, business documentation, and other litigation disciplines.
Brian graduated from Colorado College in 2001. He graduated thereafter from the St. Louis University School of Law in 2013.
Kaycee Misiewicz Glavich
Compliance Associate
Kaycee Misiewicz Glavich brings her extensive experience and expertise in regulatory compliance, public policy analysis, accounting, and auditing to the Carleton team.
Kaycee graduated with a Master of Public Policy from Georgetown University in 2004. She graduated with a Bachelor of Business Administration, majoring in Accountancy from the University of Notre Dame in 1996.
Kaycee also earned a Certified Public Accountant license in the State of California in 1999.