Thought Leadership
The Deception of Dates
Posted on July 28, 2011
The Deception of Dates There are days when I absolutely hate the month of February. And not just during that month with its sub-zero temps, dark days and endless snow, but when the fact that it...Every Fee "Affects" the APR
Posted on July 13, 2011
Every Fee "Affects" the APR When gathering information to define software, one of the critical areas for accurate disclosure is determining the nature of any fees that will be charged by the l...Single Payment Transactions and Mixed Fruit Results
Posted on June 13, 2011
Single Payment Transactions and Mixed Fruit Results In the last few months we have had a number of inquiries from clients about how to pass our calculation engine the right information for single adv...It's All in the Payment
Posted on May 09, 2011
It's All in the Payment The thought for the day centers around the seemingly ubiquitous client request of "why is my payment different when I use your software"? The specif...The Interest Rate and the APR
Posted on April 25, 2011
The Interest Rate and the APR One question we field on a weekly, some weeks daily, basis revolves around the Truth-in-Lending APR disclosure in the "fedbox" being a different value than the originati...