Carleton, Inc.
Consumer Lending Software

Automotive

Carleton has been providing compliant financial calculations to the auto lending industry since 1969.   As technology changed from rate charts to calculators to PC software to Internet applications, Carleton has always provided the major captive lenders innovative consumer lending calculation solutions.

Our CarletonCalcs calculation software and support services are used by many of the major DMS, Buy Here Pay Here, Menu, and CRM software providers.  Our partners rely on Carleton’s expertise in providing consumer loan, consumer lease, state sales tax, and credit insurance calculations in compliance at the state and federal level for all their auto lending products. 

Carleton’s consumer loan calculations and compliance verification software has been used by many of the major auto lenders in the United States including Credit Acceptance Corporation and major captive lenders such as Ally, Toyota Motor Credit, Volkswagen Motor Credit and Nissan Motor Credit.  These lenders also rely on Carleton’s expertise in providing consumer loan and lease calculations in compliance with all the state and federal regulations. 

DMS providers also rely on CarletonCalcs software to generate lending and leasing calculations, accurate and acceptable by all the lending sources used by each individual dealer. 

Menu providers also rely on CarletonCalcs software to generate lending and leasing transactions that match the DMS calculation settings at the individual dealer level.

In addition, CarletonDocs software is used by many of the DMS and menu providers for generating accurate and compliant sets of documents related to purchase and financing or lease of a vehicle.  Carleton supports the generating of the documents required by a lender or dealer as well as providing lending documents through its established relationship with most of the consumer lending document providers, such as WKFS, LAW, CUNA and Securian.

Carleton’s strength and expertise is keeping our partners and their clients in compliance today and when regulatory changes occur in the future. 

Contact us to see how we can work for you.